We offer more to First Home Buyers
Written by Lorraine Marsh
Looking to buy or build your first home? We are a First Home Owner Grant approved agent so we can process your grant application at the same time as your loan.
For further information on how to apply, specifications for eligibility and benefits, please visit the Office of State Revenue website.
The benefits don't stop there
If you are a member of the Credit Union and are eligible for the First Home Owners Grant, you can also take advantage of the Credit Union's First Home Buyers Loan.
We have added even more benefits for first home buyers to take advantage of. The application fee has been waived and the loan set up costs (valuation and legal fees) have been capped to a maximum of $450.
Plus First Home Buyers have the option to choose between our First Rate Home Loan and our All in One Home Loan.
|
Key Features |
|
|---|---|
| Variable interest rate | View our interest rates |
| Minimum amount | $30,000 |
| Maximum amount |
95% of the property value |
| Loan period | Up to 30 years |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly |
| Loan set up costs (Valuation & Solicitor) | Max $450 |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Redraw facility | Yes |
| Top up facility available | Min $10,000 |
| Monthly account keeping / service fees | No |
| Loan Repayment Insurance available | Yes |
| Auto repayments (salary / account) | Yes |
More Information
- Read the benefits of our Home Loans
- Need answers? Read our list of FAQs
- Use our calculators to work out which loan is right for you
- Find out more about our Loan Repayment Insurance
Questions?
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