At Gosford City Credit Union we make getting a personal loan easier. Whether your looking to buy a motor vehicle, consolidate your existing debts into one or for any other purpose we will take the time to make the process as easy as possible.Some of the benefits of our personal loans include:
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No loan servicing fees.
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No penalties for making extra repayments or paying the loan out earlier.
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Approval with 24 hours in most cases.
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Selecting repayments to suit your needs including weekly, fortnightly or monthly.
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Loan redraws available at no costs for any additional payments made.
CAR LOANS
Whether you are looking for a new or used car we can make it easier for you to get the car you want. We can even give you a pre-approval so that you can go and find the car and deal that suits you.
 Free Car Buying Service
We offer members a Free Car Buying Service through Auto Advantage. Auto Advantage will work with you to find the right car at the best price. They use their large buying power to get a reduced price for you. This means that you not only don’t have to do the running around but you also get the best car and the best deal. They can also arrange a trade-in valuation on your existing car if needed.
PERSONAL LOANS
We can help you with a loan for any purpose from $5,000 to $50,000. If you’re looking to do some home renovations, take a holiday, consolidate your existing debts into one easy to manage loan, or for any other purpose, we can help.
Why pay high interest on those credit cards or store accounts. Apply today.
Loans Protection Insurance
Personal and car loans can add up to be substantial commitments, so it makes sense to consider Personal or Car Loan Repayment Insurance.
Loan Repayment Insurance provides peace of mind that if an unfortunate event, such as your death, disability, involuntary unemployment or trauma occurs, you and your family's assets will be safe and your loan repayments will be taken care of.Some of the benefits of the cover provided include:
Cover applies 24 hours a day, 7 days per week.
Death benefit up to $350,000.
Disability benefit up to $2,500 per month.
Involuntary unemployment benefit up to $2,500 per month of unemployment.
Trauma benefit up to $50,000.
Note: For loans over $50,000, Essential Cover Loan Repayment Insurance cover is available.
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